XRP, which has risen 20.56% in the last 24 hours and at the time of writing, is among the day's risers. XRP surpassed Tether's USDT stablecoin in market capitalization, becoming the world's third largest crypto asset behind Bitcoin and Ethereum. This rise may be related to the news that Ripple Labs is close to NYDFS approval for its RLUSD stablecoin and that SEC Chairman Gary Gensler will step down.