President Trump is preparing to sign an executive order that would allow 401(k) retirement plans to invest in crypto, private equity, and real estate.
U.S. President Donald Trump is preparing a landmark executive order that would allow American retirement savers to diversify their 401(k) plans beyond traditional stocks and bonds. The new directive would pave the way for investments in alternative assets such as cryptocurrency, private equity, and real estate—potentially unlocking higher returns for retirement accounts.
According to Bloomberg sources, the executive order will instruct the Department of Labor to review existing guidance under the Employee Retirement Income Security Act of 1974 (ERISA). In coordination with the Treasury Department and the SEC, new regulatory frameworks will be evaluated to incorporate alternative investments into retirement strategies. The move reflects ongoing shifts in the U.S. economy, including a decline in public companies and the growth of private markets.
Trump’s latest initiative follows a series of crypto-friendly actions, including declaring a “Crypto Week” at the White House and signing the first-ever federal stablecoin legislation. While the new investment options promise greater flexibility, they also come with increased complexity, management fees, and legal risks for both fund managers and investors.
