Delaware Life Insurance Company announced that it has incorporated a bitcoin-linked index into its fixed indexed annuity offerings. With this move, the firm becomes the first insurer in the US to provide indirect bitcoin exposure within this product category, while maintaining principal protection alongside potential upside.
The new index combines US equities and bitcoin performance in a single structure, with volatility targeted at 12 percent. Cash rebalancing mechanisms are used to soften sharp price swings, allowing investors to gain exposure without holding crypto assets directly.
Bitcoin exposure is delivered through one of the largest spot bitcoin ETFs in the US, designed to offer a more measured approach for retirement-focused products. The timing of the launch, aligned with bitcoin’s 17th anniversary, underscores its growing role in long-term financial planning.
