According to Mata, blockchain is evolving from a standalone industry into a foundational layer of financial technology. He argues that terms such as “Web3” and “blockchain” will gradually fade from everyday discussion as major financial institutions adopt the technology for payments, settlements, and other back-end operations. Growing institutional demand for real-world asset tokenization is expected to accelerate this transition.
Mata also criticized the European Union’s regulatory approach to crypto assets. He argued that the MiCA framework makes market entry more difficult for startups by imposing lengthy and costly compliance requirements. As a result, many emerging companies may choose to relocate to jurisdictions such as the UAE and Southeast Asia, where regulatory barriers are lower.
Looking ahead, Mata expects artificial intelligence to become the primary driver of financial decision-making. Brickken is already integrating AI agents to automate asset onboarding and liquidity sourcing, and he predicts that traditional financial dashboards will eventually be replaced by simple chat-based interfaces. In his view, AI will increasingly handle investment decisions and yield optimization across tokenized financial markets.
