PwC’s Global Crypto Regulation Report 2026 shows a fundamental shift in how institutions approach digital assets. The debate has moved away from whether institutions should use crypto toward how these systems will be integrated into existing financial infrastructure.
The report emphasizes that digital assets are no longer limited to trading purposes, noting that stablecoins are increasingly used in payments, settlement processes, treasury management, and balance sheet operations. Much of this integration happens without direct user visibility but has become deeply embedded within banking and payment infrastructures.
PwC highlights that stablecoins and tokenized cash instruments are rapidly gaining traction in cross-border payments and internal corporate transfers. As this integration progresses, the firm notes that stepping back from crypto becomes practically impossible for institutions operating at scale.
