Morgan Stanley Opens the Door to Crypto Investments for All Clients

The U.S. banking giant is removing all restrictions on digital asset exposure, marking a major shift in Wall Street’s approach to crypto.

Morgan Stanley announced it will lift all limitations on crypto investments starting October 15, granting its advisors the ability to offer digital asset funds to all client segments, including retirement accounts. The move significantly broadens access to Bitcoin and other cryptocurrencies across its entire customer base.

Previously, only high-net-worth investors with a strong risk appetite could allocate to crypto funds. The new policy allows a far larger pool of investors to enter the market, signaling a major softening in traditional finance’s stance toward digital assets.

Experts say the decision could mark a turning point in Bitcoin’s integration into mainstream finance. With Morgan Stanley overseeing between $8 and $10 trillion in client assets, the policy shift could have a profound impact on institutional adoption and overall market liquidity.