Ripple’s $1B XRP Treasury Move Signals a New Institutional Era

Ripple is planning to establish a $1 billion digital asset treasury focused on XRP accumulation, marking a bold institutional step amid market uncertainty.

Ripple is moving ahead with plans to launch a $1 billion digital asset treasury dedicated to XRP, even as the crypto market remains fragile. According to Bloomberg, the fund will be raised through a special purpose acquisition company (SPAC), and Ripple will contribute part of its own XRP holdings to the treasury. The initiative underscores Ripple’s ambition to strengthen its institutional digital asset management strategy.

Just days earlier, Ripple announced its $1 billion acquisition of GTreasury, a leading corporate treasury management firm. Together, these moves highlight the company’s push to expand into tokenized asset and stablecoin solutions for enterprise clients, bridging traditional finance with blockchain technology.

The new XRP-focused treasury structure will resemble models pioneered by Michael Saylor’s Strategy Inc. and Japan’s Metaplanet, both of which accumulate large crypto reserves as listed entities. Ripple currently holds around 4.7 billion XRP directly, with another 35.9 billion XRP locked in escrow, and this new setup could provide more control over supply and long-term price stability.

Despite ongoing market fear following a $19 billion liquidation wave and intensifying U.S.–China trade tensions, Ripple’s announcement is seen as a vote of confidence in the market’s long-term potential. While XRP fell 3.3% to $2.35 after the news, analysts say the move could mark the beginning of a new institutional phase for the XRP ecosystem.